Care Home Comparison
Funding for care provision in a care home is treated in the same way as care-at-home and is means tested. You may receive funding in full or in part or you can choose to pay privately or have no option if you are not eligible for local authority funding.
If you or your loved one requires ‘nursing’ as well as personal care or social support, the NHS is responsible for providing free nursing care (any care delivered by a registered nurse). Once it has been confirmed by the NHS that funded nursing care is appropriate for you, it will pay towards the nursing element of your care. This is a standard weekly amount set by the Department of Health which is reviewed each year. It is only the nursing element that is funded, therefore, you will still be required to obtain funding or pay privately for the rest of your care and support needs.
In some cases, you may be entitled to receive funding from the NHS that will cover the full costs of your care, whether you are in your own home or in a care home – this is called NHS Continuing Healthcare funding. Continuing Health Care funding can be awarded for set periods of time or indefinitely. You can find out more information about health funding on the NHS website.
It is worth gathering all the information you need before deciding whether to stay at home or go into a care home. With some medical conditions, a move from a familiar home environment to an unfamiliar care home setting can cause deterioration, however, being at home without the appropriate care and professional support can also have the same outcome.
It is also a personal choice to have end of life care at home rather than go into a hospital or care home setting and NHS funding can allow this to be possible and support your choice.